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Right at Home

Whether you're a first time home buyer or you're refinancing an existing 1st mortgage, you'll save big with our mortgage loan.

Not only will we pay closing costs (up to 1% of the loan amount), we also offer:

  • More ways to apply
  • Great low rates
  • Quick approvals
  • Fast closings

Call (800) 766-4328, ext. 5 or click here to apply online.



†First Florida will pay certain closing costs and expenses (up to 1.0% of the loan amount or a maximum of $4,241, whichever is less) to third parties associated with the note and the mortgage. Costs and expenses paid by First Florida shall not exceed $4,241 and shall not include origination fees, discount points, prepaid interest, private mortgage insurance premiums, or initial deposit required to set up an escrow account. Contact the credit union for a list of closing costs covered by offer. A non-refundable fee to cover appraisal is collected during the application process and will be documented as already paid on the closing disclosure at loan closing. If the loan is paid in full within the first 36 months of loan closing, borrower will be required to repay First Florida 1.00% of the original loan amount.

Offer available only when obtaining a First Florida Conventional 1st Mortgage Loan for terms of 10, 15, 20, or 30 years; excludes loans exceeding $424,100 and FHA, USDA, VA, Land/Lot, Home Equity Line of Credit, and Home Equity Loans. Offer applies only to owner-occupied, primary residential properties: excludes manufactured homes, 2nd homes, vacation homes, and investment properties. Offer does not apply to mortgage loans already financed by First Florida or its divisions.

Offer does not apply to applications submitted before April 1, 2017. Offer can change or be withdrawn at any time without prior notice. Minimum floor rates and certain restrictions apply; contact the credit union for details. Loan approval is subject to credit approval.


First Florida Credit Union
P.O. Box 43310, Jacksonville, FL  32203
Direct:  (800) 766-4328
Copyright © 2018 First Florida Credit Union
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